Today’s Current Mortgage Interest Rates December 7 2007. Fixed mortgage rates are DOWN from Thursday December 6 2007, while adjustable mortgage rates are DOWN - Today’s 30 Year, is UP and 15 Year Fixed are DOWN - while as the 5/1 is DOWN the 3/1 ARM Mortgage Interest Rates are UP. The 10 year treasury bond is UP to 4.05%.

Today’s Current Mortgage Interest Rates November 29 2007. Fixed mortgage rates are UNCHANGED from Wednesday November 28 2007, while adjustable mortgage rates are UNCHANGED - Today’s 30 Year, is DOWN and 15 Year Fixed are DOWN - while as the 5/1 is UNCHANGED the 3/1 ARM Mortgage Interest Rates is UNCHANGED as well . The 10 year treasury bond is DOWN 3.96%.

Today’s Current Mortgage Interest Rates November 28 2007. Fixed mortgage rates are UNCHANGED from Tuesday November 27 2007, while adjustable mortgage rates are UNCHANGED - Today’s 30 Year, is DOWN and 15 Year Fixed are DOWN - while as the 5/1 is UNCHANGED the 3/1 ARM Mortgage Interest Rates is UNCHANGED as well . The 10 year treasury bond is DOWN to 3.97%.

Today’s Current Mortgage Interest Rates November 6 2007. Fixed mortgage rates are UNCHANGED from Monday November 5 2007, while adjustable mortgage rates are UNCHANGED - Today’s 30 Year, 15 Year Fixed are UNCHANGED - while as the 5/1, the 3/1 ARM Mortgage Interest Rates are UNCHANGED as well . The 10 year treasury bond is Down to 4.36%.

Today’s Current Mortgage Interest Rates November 5 2007. Fixed mortgage rates are UNCHANGED from Friday November 2 2007, while adjustable mortgage rates are UNCHANGED - Today’s 30 Year, 15 Year Fixed are UNCHANGED - while as the 5/1, the 3/1 ARM Mortgage Interest Rates are UNCHANGED as well . The 10 year treasury bond is Down to 4.31%.

Today’s Current Mortgage Interest Rates November 2 2007. Fixed mortgage rates are UNCHANGED from Thursday November 1 2007, while adjustable mortgage rates are UNCHANGED - Today’s 30 Year, 15 Year Fixed are UNCHANGED- while as the 5/1, the 3/1 ARM Mortgage Interest Rates are UNCHANGED as well . The 10 year treasury bond is Down to 4.41%.

The Eleventh Federal Home Loan District Cost of Funds Index increased for the second consecutive month in September, this time by more than 2 basis points.

The new index stands at 4.383%, its second highest point of the year, up from 4.359% in August. The only month with a higher index was January, at 4.392%.

It is coincidental that the Federal Home Loan Bank of San Francisco, which calculates the index, released it at the close of business on the same day the Federal Reserve Board cut the target federal funds rate by 25 bps.

COFI takes into account all sources of funds that thrift members use to originate mortgages, including deposits.

Since many financial institutions reduced their prime rate as a result of the Federal Reserve move, it could have an effect on COFI. But since COFI is a weighted average, it lags the overall market by three to six months.

November 1 2007 Daily Mortgage Rates via Email OR OR
Mortgage Programs	Mortgage Interest Rates for November 1 2007 Freddie Mac Avg	‘Best-Rate’ 0 Points	‘Best-Rates’ 1 Point
30 Year Fixed Average	6.33%	6.125% Get More Info	6.00% Get More Info
15 Year Fixed Average	5.99%	5.750% Get More Info	5.50% Get More Info
5/1 ARM Average	6.03%	5.75% Get More Info	5.375% Get More Info
3/1 ARM Average	5.66%	5.750% Get More Info	5.250% Get More Info
10-Year Treasury	4.41%	-	–
30-Year Treasury	4.69%	-	–
USD LIBOR 6-mo	4.806%	-	–
USD LIBOR 1-yr	4.637%	-	–
COFI-11th	4.383%	-	–
Prime Rate	7.50%	-	–
sources:Freddie Mac, Federal Reserve, DTN, FHLBSF Key: Rates Are Increasing Rates Are Decreasing All calculations are for illustration purposes only. ConsumerMortgageReports.com accepts no liability for lender inaccuracies and does not guarantee these exact rates or savings.
ConsumerMortgageReports.com 2004-2007

Today’s Current Mortgage Interest Rates November 1 2007. Fixed mortgage rates are UNCHANGED from Wednesday October 31 2007, while adjustable mortgage rates are UNCHANGED - Today’s 30 Year, 15 Year Fixed are UNCHANGED- while as the 5/1, the 3/1 ARM Mortgage Interest Rates are UNCHANGED as well . The 10 year treasury bond is Down to 4.41%.

Today’s Current Mortgage Interest Rates October 31 2007. Fixed mortgage rates are UNCHANGED from Tuesday October 30 2007, while adjustable mortgage rates are UNCHANGED - Today’s 30 Year, 15 Year Fixed are UNCHANGED- while as the 5/1, the 3/1 ARM Mortgage Interest Rates are UNCHANGED as well . The 10 year bond is UNCHANGED slightly to 4.42%.

Today’s Current Mortgage Interest Rates October 30 2007. Fixed mortgage rates are UNCHANGED from Monday October 29 2007, while adjustable mortgage rates are UNCHANGED - Today’s 30 Year, 15 Year Fixed are UNCHANGED- while as the 5/1, the 3/1 ARM Mortgage Interest Rates are UNCHANGED as well . The 10 year bond is UNCHANGED slightly to 4.39%.