Please take this seriously, for your job and reputation are on the line. There is a very serious problem in America today and we are calling for proper and immediate actions.
This economic disaster is the ‘Perfect man made Storm’ and Americans Demand an Immediate man made Reform.
Those political leaders that do not address this credit/financial situation properly will be held accountable and we will vote you out. Americans will no longer let the financial special interest groups come between political financial contributions and the American Dream.
I write to today with concern of BOTH House Bill [tag-cat]HR 3915[/tag-cat] and any involvement you may have in endorsing it in any way as it stands. This current situation can lead to a recession or even worse a DEPRESSION. HR 3915 both over simplifies the problems and has not addressed the direct causes or core issues.
We as Americans insist that all the influencing factors below be addressed. Obviously, this problem is a 'Top Down Problem and NOT Bottom Up'.
Wall Street, Federal Reserve, State/Federal Banking Laws, Mortgage Backed Security and Collateralized Debt Obligations Regulations, Rating Agencies, Banking Underwriting, real estate professional responsibilities and mortgage loan officers are all to blame.
Let’s start with; we do agree with capitalism and democracy, however, we do not agree with corruption and manipulation.
1) Wall Street
Americans have grown tired of bubble after bubble and the deterioration of American influence. If Wall Street makes the problems, Wall Street should both pay for these problems and better regulation should sweep over what they can offer us as Americans.
Wall Street opened up aggressive subprime mortgage financing which allowed people to buy a home that had no business buying a home because they could not truly afford it, they increased investor speculation with absurd business models and these variables allowed people to get more home than they could afford.
a) Wall Street hedge funds, mortgage backed securities and collateralized debt obligations profited incredibly from the FALSE market.
b) These aggressive aforementioned programs added 8% to 10% of new buyers to the home buying market that should not have been there. These added ”buyers” artificially inflated home values based upon supply and demand.
We support better regulation of these markets and financial responsibility to these firms. They should not be allowed to hide behind a bankruptcy, like Bear Stearns is attempting to do and they should not be allowed to hide behind the laws of other countries.
2) Moody's, Standard and Poor and Fitch - The Rating Agencies.
Where were they? All the MBS's and CDO's, they all had a AA or AAA rating until recently. OBVIOUSLY, their current system failed miserably and the governmental departments that regulate their existence need to be both questioned and changed.
We support that the rating companies be not for profit organizations. This will prohibit them from be "steered" OR as an alternative, we may need government regulations and securitizations.
3) Federal Reserve.
a) The Federal Reserve has also failed miserably. Alan Greenspan both lowered rates too long and then after the mess was made he increased them too quickly, for 17 consecutive sessions. Rates went from 4% to 8.5%. This prohibited the market, especially the mortgage market, from adjusting in a timely fashion. Somehow, the volume of adjustable rate mortgages should have been taken into consideration because the adjustable rate mortgage resets has put a tremendous stress on our credit markets. But instead rates increased too fast and now make these mortgages not affordable to those with adjustable resets.
b) How do we know the Federal Reserve, a privately held corporation, has the best interest of the American public in mind? How can a privately held corporation control the monetary policies of this great country?
We support COMPLETE transparency with the Federal Reserve and their relationship the US Government or We need to go back to the United States Note, just like John F Kennedy did before he was assassinated.
4) US and Federal Banking Laws
a) Did banks underwrite all these mortgages…yes? Why are banks complaining? They saw everything that was approved! In fact, they did the underwriting! They could have turned down mortgages but please do not tell us that they were donating money for homeownership.
b) How come, under the current banking laws, do banks not have regulated loan officers? Does HR 3915 properly address this? Should all mortgage professionals be licensed, regulated and bonded - we say yes!
b) How come Federally and State Charted banks do not disclose their Yield Spread Premium (YSP)? Yield Spread Premium is merely a profit the bank makes.
When a mortgage is consummated by a mortgage professional, such as a broker, the bank just pays them that portion of their profit that the broker earned, and helps keep the costs of the loan to the borrower down. The problem is, the Federally Chartered and State regulated Banks do NOT disclose their same profit nor their Service Release Premium that is an additional income they earn as a bribe from Wall Street. This must be disclosed as well.
We support that banks and brokers offer consumers transparency as well as equal licensing standards.
5) Real Estate Professionals created FALSE appreciation.
Obviously we need professionals to sell a home, however, their commitments and responsibilities need to be with both the homeowner AND a "make sense model".
All too often we have heard of people buying a home for $500,000 and with all these additional false buyers in the market from the aggressive mortgage programs Wall Street offered, they ended up buying that same home for $600,000 just 3 days later.
Today, take a look at the housing markets in California, Nevada and Florida as well as many other areas in the US. That same $600,000 home is now worth $450,000. Too many people bought homes at artificially influenced prices.
We support a "Purchase Cap" that limits how much above a listing price a home could be sold for. This has created Too MUCH FALSE APPRECIATION.
6) Mortgage Brokers
a) All loan officers, both in the banking industry, such as Bank of America or an independent mortgage broker should have the SAME EXACT STANDARDS.
There needs to be one standard, regardless of the state they do business in, regardless if they are a mortgage broker, a Federally Chartered Bank or a State Chartered Bank.
These individuals ALL need to be trained like a stock broker and live under one common National standard. Bank loan officers and mortgage brokers are to serve the people and homer owners of America.
b) We support licensing and improved standards for all originators - both banks and brokers ALIKE.
c) We oppose the elimination of indirect compensation and urge that it will be allowed as part of the interest rate. Consumers should be able to finance fees, costs and creditors. Investors should be able to pay such fees and costs to mortgage brokers as is currently industry practice today.
d) We do not support Title III. The standards are so strict and the liability so great that it will prohibit loans being made in the subprime market. It will act as a federal usury statute denying access to credit for deserving borrowers.
All in all this was the 'Perfect Storm' due to many ignorance’s from the public, political and private sectors.
All of the aforementioned NEED to be addressed to preserve our economy!
Despite who is to blame, it is now in your hands. All eyes are you now. We demand that you hear our wants and desires.
Your political careers will be influenced by your decisions, actions or lack of actions.
We will see you at the polls.
Step 2
Please below click on each and every member of the
House Committee on Financial Services.
Let them know you oppose their current positioning!
Cut and paste the above article as is, any portion
of it or your version of it.
Some may have to be faxed, sorry.
Step 3
Please below click on each and every member of the your States Governor, Senate and Congress.
Let them know you oppose their current positioning!
Cut and paste the above article as is, any portion
of it or your version of it.
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Jerry Costello (D-12) Fax: 202-225-0285 Rep. Judy Biggert (R-13) Fax: 202-225-9420 spea...@mail.house.gov" target="_blank"> Rep. Dennis Hastert (R-14) Fax: 202-225-0697 Rep. Timothy Johnson (R-15) Fax: 202-226-0791 Rep. Donald Manzullo (R-16) Fax: 202-225-5284 Rep. Philip Hare (D-17) Fax: 202-225-5396 Rep. Ray LaHood (R-18) Fax: 202-225-9249 Rep. John Shimkus (R-19) Fax: 202-225-5880Indiana Gov. Mitch Daniels (R) 317-232-4567 State Legislature Links Sen. Evan Bayh (D) Fax: 202-228-1377 sena...@lugar.senate.gov" target="_blank"> Sen. Richard G. Lugar (R) Fax: 202-228-0360 Rep. Peter Visclosky (D-1) Fax: 202-225-2493 Rep. Joe Donnelly (D-2) Fax: 202-225-6798 sou...@mail.house.gov" target="_blank"> Rep. Mark Souder (R-3) Fax: 202-225-3479 Rep. Stephen Buyer (R-4) Fax: 202-225-2267 Rep. Dan Burton (R-5) Fax: 202-225-0016 mike...@mail.house.gov" target="_blank"> Rep. Mike Pence (R-6) Fax: 202-225-3382 rep....@mail.house.gov" target="_blank"> Rep. Julia Carson (D-7) Fax: 202-225-5633 Rep. 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Chris Van Hollen (D-8) Fax: 202-225-0375Massachusetts GOff...@state.ma.us" target="_blank"> Gov. Deval Patrick (D) 617-727-6250 State Legislature Links Sen. Edward M. Kennedy (D) Fax: 202-224-2417 Sen. John Kerry (D) Fax: 202-224-8525 Rep. John Olver (D-1) Fax: 202-226-1224 Rep. Richard Neal (D-2) Fax: 202-225-8112 jim....@mail.house.gov" target="_blank"> Rep. Jim McGovern (D-3) Fax: 202-225-5759 Rep. Barney Frank (D-4) Fax: 202-225-0182 mart...@mail.house.gov" target="_blank"> Rep. Martin Meehan (D-5) Fax:202-226-1771 Rep. John Tierney (D-6) Fax: 202-225-5915 Rep. Edward Markey (D-7) Fax: 202-226-0092 Rep. Michael Capuano (D-8) Fax: 202-225-9322 step...@mail.house.gov" target="_blank"> Rep. Stephen Lynch (D-9) Fax: 202-225-3984 will...@mail.house.gov" target="_blank"> Rep. William Delahunt (D-10) Fax: 202-225-5658Michigan Gov. Jennifer Granholm (D) 517-373-3400 State Legislature Links Sen. Carl Levin (D) Fax: 202-224-1388 Sen. Debbie Stabenow (D) Fax: 202-228-0325 stu...@mail.house.gov" target="_blank"> Rep. Bart Stupak (D-1) Fax: 202-225-4744 tell...@mail.house.gov" target="_blank"> Rep. Peter Hoekstra (R-2) Fax: 202-226-0779 rep....@mail.house.gov" target="_blank"> Rep. Vernon Ehlers (R-3) Fax: 202-225-5144 Rep. David Camp (R-4) Fax: 202-225-9679 dkil...@mail.house.gov" target="_blank"> Rep. Dale Kildee (D-5) Fax: 202-225-6393 Rep. Fred Upton (R-6) Fax: 202-225-4986 Rep. Tim Walberg (R-7) Fax: 202-225-6281 Rep. Mike Rogers (R-8) Fax: 202-225-5820 Rep....@mail.house.gov" target="_blank"> Rep. Joe Knollenberg (R-9) Fax: 202-226-2356 Rep Candice Miller (R-10) Fax: 202-226-1169 Rep. Thad McCotter (R-11) Fax: 202-225-2667 sle...@mail.house.gov" target="_blank"> Rep. Sander Levin (D-12) Fax: 202-226-1033 Rep. Carolyn Kilpatrick (D-13) Fax: 202-225-5730 john...@mail.house.gov" target="_blank"> Rep. John Conyers (D-14) Fax: 202-225-0072 publ...@mail.house.gov" target="_blank"> Rep. John Dingell (D-15) Fax: 202-226-0371Minnesota Gov. Tim Pawlenty (R) 651-296-3391 State Legislature Links Sen. Amy Klobuchar (D) Fax: 202-228-2186 Sen. Norm Coleman (R) Fax: 202-224-1152 Rep. Tim Walz (D-1) Fax: 202-225-3246 Rep. John Kline (R-2) Fax: 202-225-2595 m...@mail.house.gov" target="_blank"> Rep. Jim Ramstad (R-3) Fax: 202-225-6351 Rep. Betty McCollum (D-4) Fax: 202-225-1968 Rep. Keith Ellison (D-5) Fax: 202-225-4886 Rep. Michelle Bachman (R-6) Fax: 202-225-6475 Rep. Collin Peterson (D-7) Fax: 202-225-1593 Rep. James Oberstar (D-8) Fax: 202-225-0699Mississippi gove...@governor.state.ms.us" target="_blank"> Gov. Haley Barbour (D) 601-359-3150 State Legislature Links Sen. Thad Cochran (R) Fax: 202-224-9450 Sen. Trent Lott (R) Fax: 202-224-2262 roge...@mail.house.gov" target="_blank"> Rep. Roger Wicker (R-1) Fax: 202-225-3549 thom...@mail.house.gov" target="_blank"> Rep. Bennie Thompson (D-2) Fax: 202-225-5898 Rep. Chip Pickering (R-3) Fax: 202-225-5797 Rep. Gene Taylor (D-4) Fax: 202-225-7074Missouri mog...@mail.state.mo.us" target="_blank"> Gov. Matt Blunt (R) 573-751-3222 State Legislature Links Sen. Kit Bond (R) Fax: 202-224-8149 Sen. Claire McCaskill (D) Fax: 202-228-1518 mo01...@housemail.house.gov" target="_blank"> Rep. William Clay, Jr. (D-1) Fax: 202-225-1725 rep....@mail.house.gov" target="_blank"> Rep. Todd Akin (R-2) Fax: 202-225-2563 Rep. Russ Carnahan (D-3) Fax: 202-225-2563 Ike....@mail.house.gov" target="_blank"> Rep. Ike Skelton (D-4) Fax: 202-225-2695 Rep. Emanuel Cleaver (D-5) Fax: 202-225-4403 sam....@mail.house.gov" target="_blank"> Rep. Sam Graves (R-6) Fax: 202-225-8221 blu...@mail.house.gov" target="_blank"> Rep. Roy Blunt (R-7) Fax: 202-225-5604 joan...@mail.house.gov" target="_blank"> Rep. Jo Ann Emerson (R-8) Fax: 202-226-0326 rep....@mail.house.gov" target="_blank"> Rep. Kenny Hulshof (R-9) Fax: 573-875-2020 |
Montana Gov. Brian Schweitzer (D) 406-444-3111 State Legislature Links Sen. Max Baucus (D) Fax: 202-224-4700 Sen. Jon Tester (D) Fax: 202-224-8594 Rep Dennis Rehberg (R-At Large) Fax: 202-225-5687Nebraska webf...@nol.org" target="_blank"> Gov. Dave Heineman (R) 402-471-2244 State Legislature Links Sen. Chuck Hagel (R) Fax: 202-224-5213 Sen. Ben Nelson (D) Fax: 202-228-0012jeff...@mail.house.gov" target="_blank"> Rep. Jeff Fortenberry (R-1) Fax: 202-225-5686talk...@mail.house.gov" target="_blank"> Rep. Lee Terry (R-2) Fax: 202-226-5452 Rep. Adrian Smith (R-3) Fax: 202-226-1385Nevada gov...@govmail.state.nv.us" target="_blank"> Gov. Jim Gibbons (R) 775-684-5670 State Legislature Links Sen. John Ensign (R) Fax: 202-228-2193 Sen. Harry Reid (D) Fax: 202-224-7327 shel...@mail.house.gov" target="_blank"> Rep. Shelley Berkley (D-1) Fax: 202-225-3119 Rep. Dean Heller (R-2) Fax: 202-225-5679 Rep. Jon Porter (R-3) Fax: 202-225-2185New Hampshire Gov. John Lynch (R) 603-271-2121 State Legislature Links Sen. Judd Gregg (R) Fax: 202-224-4952 Sen. John Sununu (R) Fax: 202-228-4131 Rep. Carol Shea-Porter (D-1) Fax: 202-225-5822 Rep. Paul Hodes (D-2) Fax: 202-225-2946New Jersey Gov. Jon Corzine (D) 609-292-6000 State Legislature Links Sen. Robert Menendez (D) Fax: 202-228-2197 Sen. Frank Lautenberg (D) Fax: 202-228-4054 rob....@mail.house.gov" target="_blank"> Rep. Robert Andrews (D-1) Fax: 202-225-6583 lobi...@mail.house.gov" target="_blank"> Rep. Frank LoBiondo (R-2) Fax: 202-225-3318 Rep. Jim Saxton (R-3) Fax: 202-225-0778 Rep. Christopher Smith (R-4) Fax: 202-225-7768 Rep. Scott Garrett (R-5) Fax: 202-225-9048 fran...@mail.house.gov" target="_blank"> Rep. Frank Pallone (D-6) Fax: 202-225-9665 Rep. Mike Ferguson (R-7) Fax: 202-225-9460 bill...@mail.house.gov" target="_blank"> Rep. William Pascrell (D-8) Fax: 202-225-5751 stev...@mail.house.gov" target="_blank"> Rep. Steven Rothman (D-9) Fax: 202-225-5851 dona...@mail.house.gov" target="_blank"> Rep. Donald Payne (D-10) Fax: 202-225-4160 rodn...@mail.house.gov" target="_blank"> Rep. Rodney Frelinghuysen (R-11) Fax: 202-225-3186 rush...@mail.house.gov" target="_blank"> Rep. Rush Holt (D-12) Fax: 202-225-6025 Rep. Albio Sires (D-13) Fax: 202-226-0792New Mexico Gov. Bill Richardson (D) 505-476-2200 State Legislature Links sena...@bingaman.senate.gov" target="_blank"> Sen. Jeff Bingaman (D) Fax: 202-224-2852 Sen. Pete V. Domenici (R) Fax: 202-228-3261 ask....@mail.house.gov" target="_blank"> Rep. Heather Wilson (R-1) Fax: 202-225-4975 joe....@mail.house.gov" target="_blank"> Rep. Steve Pearce (R-2) Fax: 202-225-9599 Rep. Tom Udall (D-3) Fax: 202-226-1331New York Gov. Eliot Spitzer (D) 518-474-8390 State Assembly Links State Senate Links Sen. Charles Schumer (D) Fax: 202-228-3027 Sen. Hillary Clinton (D) Fax: 202-228-0282 Rep. Tim Bishop (D-1) Fax: 202-225-3143 Rep. Steven Israel (D-2) Fax: 202-225-4669 pete...@mail.house.gov" target="_blank"> Rep. Peter King (R-3) Fax: 202-226-2279 Rep. Carolyn McCarthy (D-4) Fax: 202-225-5758 Rep. Gary Ackerman (D-5) Fax: 202-225-1589 cong...@mail.house.gov" target="_blank"> Rep. Gregory Meeks (D-6) Fax: 202-226-4169 writ...@mail.house.gov" target="_blank"> Rep. Joseph Crowley (D-7) Fax: 202-225-1909 jerr...@mail.house.gov" target="_blank"> Rep. Jerrold Nadler (D-8) Fax: 202-225-6923 Rep. Anthony Weiner (D-9) Fax: 202-226-7243 Rep. Edolphus Towns (D-10) Fax: 202-225-1018 Rep. Yvette Clarke (D-11) Fax: 202-226-0112 Rep. Nydia Velazquez (D-12) Fax: 202-226-0327 vito...@mail.house.gov" target="_blank"> Rep. Vito Fossella (R-13) Fax: 202-225-1272 rep....@mail.house.gov" target="_blank"> Rep. Carolyn Maloney (D-14) Fax: 202-225-4709 Rep. Charles Rangel (D-15) Fax: 202-226-0816 jser...@mail.house.gov" target="_blank"> Rep. Jose Serrano (D-16) Fax: 202-225-6001 Rep. Eliot Engel (D-17) Fax: 202-225-5513 nita...@mail.house.gov" target="_blank"> Rep. Nita Lowey (D-18) Fax: 202-225-0546 Rep. John Hall (D-19) Fax: 202-225-3289 Rep. Kirsten Gillibrand (D-20) Fax: 202-225-6234 mike...@mail.house.gov" target="_blank"> Rep. Michael McNulty (D-21) Fax: 202-225-5077 mhin...@mail.house.gov" target="_blank"> Rep. Maurice Hinchey (D-22) Fax: 202-226-0774 Rep. John McHugh (R-23) Fax: 202-226-0621 Rep. Michael Arcuri (D-24) Fax: 202-225-1891 rep....@mail.house.gov" target="_blank"> Rep. James Walsh (R-25) Fax: 202-225-4042 Rep. Thomas Reynolds (R-26) Fax: 202-225-5910 Rep. Brian Higgins (D-27) Fax: 202-226-0347 loui...@mail.house.gov" target="_blank"> Rep. Louise Slaughter (D-28) Fax: 202-225-7822 Rep. John Kuhl (R-29) Fax: 202-226-6599North Carolina Gov. Mike Easley (D) 800-662-7952 State Legislature Links Sen. Richard Burr (R) Fax 202-228-2981 Sen. Elizabeth Dole (R) Fax: 202-224-1100 Rep. G.K. Butterfield (D-1) Fax: 202-225-3354 Rep. Bob Etheridge (D-2) Fax: 202-225-5662 Cong...@mail.house.gov" target="_blank"> Rep. Walter Jones (R-3) Fax: 202-225-3286 davi...@mail.house.gov" target="_blank"> Rep. David Price (D-4) Fax: 202-225-2014 rich...@mail.house.gov" target="_blank"> Rep. Virginia Foxx (R-5) Fax: 202-225-2995 howa...@mail.house.gov" target="_blank"> Rep. Howard Coble (R-6) Fax: 202-225-8611 cong...@mail.house.gov" target="_blank"> Rep. Mike McIntyre (D-7) Fax: 202-225-5773 Rep. Robin Hayes (R-8) Fax: 202-225-4036 Rep. Sue Myrick (R-9) Fax: 202-225-3389 cass...@mail.house.gov">Rep. Patrick McHenry (R-10) Fax: 202-225-0316 Rep. Heath Shuler (D-11) Fax: 202-226-6422 nc12...@mail.house.gov" target="_blank"> Rep. Melvin Watt (D-12) Fax: 202-225-1512 Rep. Brad Miller (D-13) Fax: 202-225-0181 North Dakota gove...@state.nd.us" target="_blank"> Gov. John Hoeven (R) 701-328-2200 State Legislature Links Sen. Kent Conrad (D) Fax: 202-224-7776 sena...@dorgan.senate.gov" target="_blank"> Sen. Byron L. Dorgan (D) Fax: 202-224-1193 rep....@mail.house.gov" target="_blank"> Rep. Earl Pomeroy (D-At Large) Fax: 202-226-0893Ohio Gov. Ted Strickland (D) 614-466-3555 State Legislature Links Sen. Sherrod Brown (D) Fax: 202-224-6519 Sen. George Voinovich (R) Fax: 202-228-1382 Rep. Steve Chabot (R-1) Fax: 202-225-3012 Rep. Jean Schmidt (R-2) Fax: 202-225-1992 Rep. Michael Turner (R-3) Fax: 202-226-1443 Rep. Jim Jordan (R-4) Fax: 202-226-0577 Vacant (5) Fax: 202-225-1985 Rep. Charlie Wilson (D-6) Fax: 202-225-5907 Rep. David Hobson (R-7) Fax: 202-225-1984 john...@mail.house.gov" target="_blank"> Rep. John Boehner (R-8) Fax:202-225-0704 rep....@mail.house.gov" target="_blank"> Rep. Marcy Kaptur (D-9) Fax: 202-225-7711 Rep. Dennis Kucinich (D-10) Fax: 202-225-5745 step...@mail.house.gov" target="_blank"> Rep. Stephanie Jones (D-11) Fax: 202-225-1339 Rep. Pat Tiberi (R-12) Fax: 202-226-4523 Rep. Betty Sutton (D-13) Fax: 202-225-2266 Rep. Steven LaTourette (R-14) Fax: 202-225-3307 pryc...@mail.house.gov" target="_blank"> Rep. Deborah Pryce (R-15) Fax: 202-225-3529 Rep. Ralph Regula (R-16) Fax: 202-225-3059 Rep. Tim Ryan (D-17) Fax: 202-225-3719 Rep. Zack Space (D-18) Fax: 202-225-3394Oklahoma gove...@gov.state.ok.us" target="_blank"> Gov. Brad Henry (D) Fax: 405-521-3353 State Legislature Links Sen. James Inhofe (R) Fax: 202-228-0380 Sen. Tom Coburn (R) Fax: 202-224-6008 Rep. John Sullivan (R-1) Fax: 202 225-9187 Rep. Dan Boren (D-2) Fax: 202-225-3038 Rep. Frank Lucas (R-3) Fax: 202-225-5966 Rep. Tom Cole (R-4) Fax: 202-225-3512 Rep. Mary Fallin (R-5) Fax: 202-226-1463Oregon Gov. Ted Kulongoski (D) 503-378-4582 State Legislature Links Sen. Gordon Smith (R) Fax: 202-228-3997 Sen. Ron Wyden (D) Fax: 202-228-2717 davi...@mail.house.gov" target="_blank"> Rep. David Wu (D-1) Fax: 202-225-9497 greg...@mail.house.gov" target="_blank"> Rep. Greg Walden (R-2) Fax: 202-225-5774 writ...@mail.house.gov" target="_blank"> Rep. Earl Blumenauer (D-3) Fax: 202-225-8941 Rep. Peter DeFazio (D-4) Fax: 202-225-0032 darl...@mail.house.gov" target="_blank"> Rep. Darlene Hooley (D-5) Fax: 202-225-5699Pennsylvania Gov. Ed Rendell (D) 717-787-2500 State Legislature Links Sen. Robert Casey, Jr. (D) Fax: 202-228-0604 Sen. Arlen Specter (R) Fax: 202-228-1229 robe...@mail.house.gov" target="_blank"> Rep. Robert Brady (D-1) Fax: 202-225-0088 Rep. Chaka Fattah (D-2) Fax: 202-225-5392 Rep. Phil English (R-3) Fax: 202-225-3103 Rep. Jason Altmire (D-4) Fax: 202-226-2274 Rep. John Peterson (R-5) Fax: 202-225-5796 Rep. Jim Gerlach (R-6) Fax: 202-225-8440 Rep. Joe Sestak (D-7) Fax: 202-225-8137 Rep. Patrick Murphy (D-8) Fax: 202-225-9511 Rep. Bill Shuster (R-9) Fax: 202-225-2486 Rep. Chris Carney (D-10) Fax: 202-225-9594 paul...@mail.house.gov" target="_blank"> Rep. Paul Kanjorski (D-11) Fax: 202-225-0764 mur...@mail.house.gov" target="_blank"> Rep. John Murtha (D-12) Fax: 202-225-5709 Rep. Allyson Schwartz (D-13) Fax: 202-226-0611 rep....@mail.house.gov" target="_blank"> Rep. Michael Doyle (D-14) Fax: 202-225-3084 Rep. Charlie Dent (R-15) Fax: 202-226-0778 pitt...@mail.house.gov" target="_blank"> Rep. Joseph Pitts (R-16) Fax: 202-225-2013 askg...@mail.house.gov" target="_blank"> Rep. Tim Holden (D-17) Fax: 202-226-0996 Rep. Tim Murphy (R-18) Fax: 202-225-1844 Rep. Todd Platts (R-19) Fax: 202-226-1000Rhode Island rig...@gov.state.ri.us" target="_blank"> Gov. Don Carcieri (R) 401-222-2080 State Legislature Links Sen. Sheldon Whitehouse (D) Fax: 202-228-2853 Sen. Jack Reed (D) Fax: 202-224-4680 patr...@mail.house.gov" target="_blank"> Rep. Patrick Kennedy (D-1) Fax: 202-225-3290 jame...@mail.house.gov" target="_blank"> Rep. James Langevin (D-2) Fax: 202-225-5976South Carolina gove...@govoepp.state.sc.us" target="_blank"> Gov. Mark Sanford (R) 803-734-2100 State Legislature Links Sen. Jim DeMint (R) Fax: 202-228-5143 Sen. Lindsey Graham (R) Fax: 202-224-3808 Rep. Henry Brown (R-1) Fax: 202-225-3407 Rep. Joe Wilson (R-2) Fax: 202-225-2455 Rep. Gresham Barrett (R-3) Fax: 202-225-3216 Rep. Bob Inglis (R-4) Fax: 202-226-1177 Rep. John Spratt (D-5) Fax: 202-225-0464 jcly...@mail.house.gov" target="_blank"> Rep. James Clyburn (D-6) Fax: 202-225-2313South Dakota sdg...@gov.state.sd.us" target="_blank"> Gov. Mike Rounds (R) 605-773-3212 State Legislature Links Sen. John Thune (R) Fax: 202-228-5429 Sen. Tim Johnson (D) Fax: 202-228-5765 step...@mail.house.gov" target="_blank"> Rep.Stephanie Herseth (D-At Large) Fax: 202-225-5823Tennessee dsun...@mail.state.tn.us" target="_blank"> Gov. Phil Bredesen (D) 615-741-2001 State Legislature Links Sen. Bob Corker (R) Fax: 202-228-1264 Sen. Lamar Alexander (R) Fax: 202-228-3398 Rep. William Jenkins (R-1) Fax: 202-225-5714 Rep. John Duncan, Jr. (R-2) Fax: 202-225-6440 Rep. Zach Wamp (R-3) Fax: 202-225-3494 Rep. Lincoln Davis (D-4) Fax: 202-226-5172 Rep. Jim Cooper (D-5) Fax: 202-226-1035 bart...@mail.house.gov" target="_blank"> Rep. Bart Gordon (D-6) Fax: 202-225-6887 Rep. Marsha Blackburn (R-7) Fax: 202-223004 john...@mail.house.gov" target="_blank"> Rep. John Tanner (D-8) Fax: 202-225-1765 Rep. Steve Cohen (D-9) Fax: 202-225-5663Texas Gov. Rick Perry (R) 512-463-2000 State Legislature Links Sen. John Cornyn (R) Fax: 202-228-2856 Sen. Kay Bailey Hutchison (R) Fax: 202-224-0776 Rep. Louis Gohmert (R-1) Fax: 202-225-5866 Rep. Ted Poe (R-2) Fax: 202-225-5547 Rep. Sam Johnson (R-3) Fax: 202-225-1485 rmh...@mail.house.gov" target="_blank"> Rep. Ralph Hall (D-4) Fax: 202-225-3332 Rep. Jeb Hensarling (R-5) Fax: 202-226-4888 Rep. Joe Barton (R-6) Fax: 202-225-3052 john...@mail.house.gov" target="_blank"> Rep. John Culberson (R-7) Fax: 202-225-4381 rep....@mail.house.gov" target="_blank"> Rep. Kevin Brady (R-8) Fax: 202-225-5524 Rep. Al Green (D-9) Fax: 202-225-2947 lloy...@mail.house.gov" target="_blank"> Rep. Michael McCaul (R-10) Fax: 202-225-5955 ima_...@mail.house.gov" target="_blank"> Rep. Mike Conaway (R-11) Fax: 202-225-1783 texa...@mail.house.gov" target="_blank"> Rep. Kay Granger (R-12) Fax: 202-225-5683 Rep. "Mac" Thornberry (R-13) Fax: 202-225-3486 rep....@mail.house.gov" target="_blank"> Rep. Ron Paul (R-14) Fax: 202-226-6288 rep....@mail.house.gov" target="_blank"> Rep. Ruben Hinojosa (D-15) Fax: 202-225-5688 Rep. Silvestre Reyes (D-16) Fax: 202-225-2016 Rep. Chet Edwards (D-17) Fax: 202-225-2234 t...@mail.house.gov" target="_blank"> Rep. Sheila Jackson-Lee (D-18) Fax: 202-225-3317 Rep. Randy Neugebauer (R-19) Fax: 202-225-9615 Rep. Charles Gonzalez (D-20) Fax: 202-225-1915 Rep. Lamar Smith (R-21) Fax: 202-225-8628 Rep. Nick Lampson (D-22) Fax: 202-225-5241 Rep. Ciro Rodriguez (D-23) Fax: 202-225-2237 mart...@mail.house.gov" target="_blank"> Rep. Kenny Marchant (R-24) Fax: 202-225-0074 Rep. Lloyd Doggett (D-25) Fax: 202-225-2947 Rep. Michael Burgess (R-26) Fax:202-225-2919 Rep. Solomon Ortiz (D-27) Fax: 202-226-1134 Rep. Enrique Cuellar (D-28) Fax: 202-225-1641 Rep. Gene Green (D-29) Fax: 202-225-9903 Rep. Eddie Bernice Johnson (D-30) Fax: 202-226-1477 Rep. John Carter (R-31) Fax: 202-225-5886 pet...@mail.house.gov" target="_blank"> Rep. Pete Sessions (R-32) Fax: 202-225-5878Utah gove...@state.ut.us" target="_blank"> Gov. Jon Huntsman, Jr. (R) 801-538-1000 State Legislature Links Sen. Robert F. Bennett (R) Fax: 202-228-1168 Sen.Orrin G. Hatch (R) Fax: 202-224-6331 Rep. Rob Bishop (R-1) Fax: 202-225-5857 Rep. Jim Matheson (D-2) Fax: 202-225-5638 cann...@mail.house.gov" target="_blank"> Rep. Chris Cannon (R-3) Fax: 202-225-5629Vermont Gov. Jim Douglas (R) 802-828-3333 Sen. Bernie Sanders (I) Fax: 202-228-0776 sena...@leahy.senate.gov" target="_blank"> Sen. Patrick J. Leahy (D) Fax: 202-224-3479 Rep. Peter Welch (D-At Large) Fax: 202-225-6790Virginia Gov. Tim Kaine (D) 804-786-2211 State Legislature Links Sen. Jim Webb (D) Fax: 202-224-5432 Sen. John W. Warner (R) Fax: 202-224-6295 joan...@mail.house.gov" target="_blank"> Rep. Jo Ann Davis (R-1) Fax: 202-225-4382 Rep. Thelma Drake (R-2) Fax: 202-225-4218 Rep. Robert Scott (D-3) Fax: 202-225-8354 Rep. Randy Forbes (R-4) Fax: 202-226-1170 rep....@mail.house.gov" target="_blank"> Rep. Virgil Goode (I-5) Fax: 202-225-4711 talk...@mail.house.gov" target="_blank"> Rep. Bob Goodlatte (R-6) Fax: 202-225-9681 eric...@mail.house.gov" target="_blank"> Rep. Eric Cantor (R-7) Fax: 202-225-0011 Rep. Jim Moran (D-8) Fax: 202-225-0017 nint...@mail.house.gov" target="_blank"> Rep. Rick Boucher (D-9) Fax: 202-225-0442 Rep. Frank Wolf (R-10) Fax: 202-225-0437 tom....@mail.house.gov" target="_blank"> Rep. Tom Davis (R-11) Fax: 202-225-3071Washington Gov. Christine Gregoire (D) 360-902-4111 State Legislature Links Sen. Maria Cantwell (D) Fax: 202-228-0514 Sen. Patty Murray (D) Fax: 202-224-0238 jay....@mail.house.gov" target="_blank"> Rep. Jay Inslee (D-1) Fax: 202-226-1606 Rep. Rick Larsen (D-2) Fax: 202-225-4420 bria...@mail.house.gov" target="_blank"> Rep. Brian Baird (D-3) Fax: 202-225-3478 Rep. Doc Hastings (R-4) Fax: 202-225-3251 Rep. Cathy McMorris (R-5) Fax: 202-225-3392 Rep. Norman Dicks (D-6) Fax: 202-226-1176 Rep. Jim McDermott (D-7) Fax: 202-225-6197 Rep. Dave Reichert (R-8) Fax: 202-225-4282 adam...@mail.house.gov" target="_blank"> Rep. Adam Smith (D-9) Fax: 202-225-5893West Virginia gove...@wvgov.org" target="_blank"> Gov. Joe Manchin III (D) 888-438-2731 State Legislature Links Sen. Robert C. Byrd (D) Fax: 202-228-0002 Sen. John D. Rockefeller, IV (D) Fax: 202-224-7665 Rep. Alan Mollohan (D-1) Fax: 202-225-7564 Rep. Shelley Capito (R-2) Fax: 202-225-7856 nrah...@mail.house.gov" target="_blank"> Rep. Nick Rahall (D-3) Fax: 202-225-9061Wisconsin wis...@mail.state.wi.us" target="_blank"> Gov. Jim Doyle (D) 608-266-1212 State Legislature Links russ...@feingold.senate.gov" target="_blank"> Sen. Russell D. Feingold (D) Fax: 202-224-2725 Sen. Herb Kohl (D) Fax: 202-224-9787 Rep. Paul Ryan (R-1) Fax: 202-225-3393 tamm...@mail.house.gov" target="_blank"> Rep. Tammy Baldwin (D-2) Fax: 202-225-6942 ron....@mail.house.gov" target="_blank"> Rep. Ron Kind (D-3) Fax: 202-225-5739 Rep. Gwen Moore (D-4) Fax: 202-225-8135 sens...@mail.house.gov" target="_blank"> Rep. James Sensenbrenner (R-5) Fax: 202-225-3190 Rep. Tom Petri (R-6) Fax: 202-225-2356 Rep. David Obey (D-7) Fax: 715-842-4488 Rep. Steve Kagan (D-8) Fax: 202-225-5729Wyoming Gove...@missc.state.wy.us." target="_blank"> Gov. Dave Freudenthal (D) 307-777-7434 State Legislature Links Sen. Mike Enzi (R) Fax: 202-228-0359 Sen. John Barrasso (R) Fax: 202-224-1724 Barb...@mail.house.gov" target="_blank"> Rep. Barbara Cubin (R-At Large) Fax: 202-225-3057 Territories and Delegates: American Samoa gove...@asg-gov.com" target="_blank"> Gov. Togiola Tulafono (D) 684-633-4116 fale...@mail.house.gov" target="_blank"> Delegate Eni Faleomavaega (D-At Large) Fax: 202-225-8757Washington, D.C. Delegate Eleanor Holmes Norton (D-At Large) Fax 202-225-3002 Guam gove...@mail.gov.gu" target="_blank"> Gov. Felix Camacho (R) guam...@mail.house.gov" target="_blank"> Delegate Madeilene Bordallo (D-At Large) Fax: 202-226-0341Northern Mariana Islands Gov. Benigno Fital (Covenant) 670-664-1100Puerto Rico Gov. Anibal Acevedo Vila (D) 787-721-7000 Delegate Luis Fortuno (R-At Large) Fax: 202-225-2154Virgin Islands Gov. John de Jongh (D) State Legislature Links Delegate Donna Christensen (D-At Large) Fax: 202-225-5517 |
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Tags: HR 3915, Mortgage News
